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Easy insurance

Moving insurance protects your precious items

What is moving insurance?

Moving insurance is like travel insurance for your furniture and possessions. They aren’t designed to be shipped from place to place, and even with careful handling, accidents beyond our control sometimes happen. There is always the possibility of unplanned losses. Your insurance protects you if these unfortunate mishaps occur.
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What kind of move are you doing?

Move type

Moving Insurance

Contents insurance vs moving insurance

It’s unwise to rely on your contents insurance to cover you for damages when moving house. Most policies cover you for damages while at home. Check your policy or contact your insurance provider to find out if you’re covered. Otherwise, you’ll need moving insurance if you want this kind of protection for your possessions.

What does moving insurance cover?

Moving insurance covers you for breakages, damage or loss of items while in transit or storage. Depending on the damage, the policy includes repair, replacement or a cash payout for the value of the item. The policy also covers any potential liability resulting from an accident, such as damage to third-party property.

Moving insurance give you peace of mind

Our movers are trained professionals who take the best care when handling your belongings. However, situations beyond our control can lead to damage, like a nasty bump in the road that jolts the truck. Your insurance covers you for this and provides peace of mind.
 

Our insurers

Our policy is issued by the insurer NZI, a business division of IAG New Zealand Limited.

The policy covers:

  • Accidental loss and damage to goods in transit.
  • Replacement value for furniture, furnishings and household appliances up to 10 years of age, then depreciation is applied.
  • Mechanical and electrical derangement cover included.
  • Mould and mildew cover included.
  • Pairs and sets cover included.

For full details, refer to the NZI Household Goods and Personal Effects Transit Insurance Policy Wording.

It’s easy

We’ll take the hassle out of your insurance by making it quick and simple. There’s no need to complete long, tedious valuation forms. Simply follow these easy steps when completing our online insurance declaration.

Periods of cover

All shipments and removals will include one or both of the following phases while in our care, depending on your service requirements.
  • Transit
  • Transit and storage

Declaring the total value of your goods?

When declaring the value of your goods, you have the choice of the following two options:
  • Lump sum is where you use the convenience of declaring a single value for all of the goods in your move. To assist with the valuation of your goods, we will provide you with a benchmark value calculated at $3000 per cubic metre of household goods and personal effects. The benchmark value is the minimum lump sum value. If it does not adequately reflect the value of your goods, then you can increase it accordingly.

     

  • A valued list of goods is where you list all of the items in your removal with an individual value for each item to determine the total value.